Stop A: Before you fly
Blocked account Germany 2026: amount, fees and how much buffer to send
How much to block, which provider to choose, and how to stop your transfer from arriving short, from whichever country you send it.
Four stops between your visa appointment and family life in Germany. Scroll and the train takes you through them.
The visa needs €11,904 blocked for a year. Fees and bank charges come on top. Work out the full amount in euros and your own currency.
We moved from India in 2019 with a few suitcases and a mountain of paperwork. The rest of the family joined in 2023, and our children are growing up here.
Along the way we dealt with the Ausländerbehörde, permanent residence, Kindergeld and Elterngeld. These guides are what we wish someone had handed us at the start, whichever country you are leaving.
Read our storyStop A: Before you fly
How much to block, which provider to choose, and how to stop your transfer from arriving short, from whichever country you send it.
Stop D: Family life
Who can join you in Germany, when your spouse needs German, what changed for skilled workers' families, and how to apply.
Stop A: Before you fly
Everything you need for a German student visa in 2026, from admission and the €11,904 proof of funds to working while you study and staying after graduation.
Stop B: Settling in
When you can get a settlement permit, how the Blue Card shortens the wait, and the 2026 rules for German citizenship, including dual citizenship.
Stop A: Before you fly
Students from India, China, Vietnam and Mongolia need an APS certificate for German universities. What it checks, what it costs in each country, and when to start.
By a family who made the move in 2019
Visas, blocked accounts, flat shares and Kindergeld, explained in the order you will need them.
Visas, proof of money and what life will cost.
A bank account, a room, getting around.
Wages, side jobs and your payslip.
Child benefit, parental pay and raising kids here.
Send about
€12,243
Add a rate to see USD
After you arrive, €992 is released to you each month. Expatrio also charges about €60 in account fees over the year.
Read the blocked account guide