Terms

Last updated: January 23, 2026

These Terms apply to your use of [www.lifeabroadguide.com] (the “Website”), operated by Baljinder Kaur (“I”, “me”).

By using the Website, you agree to these Terms.

1. Informational purpose (important)

The content on this Website is for general informational and educational purposes only.
We are not financial advisors, tax advisors, or lawyers, and we do not provide legal advice. Always verify official requirements with the relevant authorities, universities, insurers, or qualified professionals.

2. No guarantees

We work hard to keep information accurate and up to date, but rules, fees, and processes can change. We do not guarantee that the information is complete, current, or error-free.

3. Use of content (copyright)

Unless stated otherwise, all content on this Website (text, graphics, downloads) is owned by us and protected by copyright.

You may:

• read and share links to our pages
  You may not:
• copy, republish, sell, or redistribute our content (including paid guides) without written permission.

4. External links

Our Website may link to third-party websites. We are not responsible for the content or privacy practices of those sites.

5. Digital products

If we sell digital products (PDF guides, templates, spreadsheets), your purchase grants you a personal, non-transferable license to use the product for your own personal purposes. You may not resell, share, or upload the product publicly.

6. Consultations

If you book a consultation, it is educational and informational in nature. We do not provide legal, tax, or financial advice, and we do not guarantee outcomes (e.g., visa approvals, admissions, permits).

7. Limitation of liability

To the extent permitted by law, we are not liable for:

• decisions you make based on the Website content
• indirect or consequential damages
• losses caused by third-party services, outages, or links

8. Changes to these Terms

We may update these Terms from time to time. The latest version will be posted on this page.

9. Contact

Questions about these Terms?
Email: contact@lifeabroadguide.com

10. Governing law / jurisdiction

These Terms are governed by the laws of [Germany].
Jurisdiction: Fulda, Hesse